Personal and shared finances, made simple.
Track expenses and wealth together—or keep it private. Built for individuals, couples, families, and shared households.
Why BalanceOne?
Organize by what matters
Create separate portfolios for different parts of your life. One for your household, another for a side project, or a third for extended family finances.
Built for sharing
Invite partners, family members, or roommates to collaborate. Everyone sees the same data, in real-time. No more "what did we spend on groceries?"
Your data stays yours
Each portfolio is private. Only invited members can see it. Keep your personal finances separate from shared household budgets.
From simple to sophisticated
Start with basic expense tracking, or go deeper with bank accounts, investments, and properties. It's flexible—track what you need, skip what you don't.
Organize your way
Create custom categories that match your life. Not forced into someone else's system.
Never lose your data
Early adopters get unlimited transaction history forever. See how your finances have evolved over the years.
Made for real life
Sarah, Freelancer
Sarah uses one portfolio for personal finances and another for her freelance business. She keeps them completely separate but manages both in one place.
Alex & Jordan, Co-living
Alex and Jordan share expenses for their household (rent, groceries, utilities) while keeping their personal spending private. No awkward money conversations.
The University Mates
Four roommates track shared bills, rent, and household supplies in one portfolio. Everyone knows who paid what and when. Splitting costs is automatic.
The Wijaya Family, Jakarta
Parents, adult children, and grandparents coordinate eldercare and extended family expenses across Jakarta and Surabaya in one portfolio, while each household maintains their own private finances in separate portfolios.
Emma, Multi-Hat Life
Emma is in three portfolios: a shared household one with her partner, a side business portfolio with her co-founder, and a private portfolio for her personal investments. Each portfolio has different members and complete privacy from the others.
Marcus & His Mom
Marcus is studying interstate. His mom helps with rent and groceries by contributing to a shared portfolio. Marcus tracks his spending, and his mom can see where the money goes without awkward check-ins.
Mix and match. You can belong to multiple portfolios, each with different members and purposes. Complete flexibility for your unique situation.
Join the First Release
This is the initial version. It works, but we're just getting started. Here's what that means for you:
Locked-in access forever
Sign up now and you'll never pay for basic features, even as we add more later. Your account stays free for life.
Generous limits built for real use
3 portfolios (vs 1 for free tier later) · 10 accounts per portfolio (vs 5) · 4 members per portfolio (vs 2) · 20 custom categories per portfolio (vs 15) · Unlimited transaction history (vs 12 months)
Help shape what comes next
This is version 1. Your feedback will directly influence what features we build and how we improve the app. Real input from real users.
Built for people, not profits
Made by people who use it themselves. Straightforward tools for managing shared money.
What's included now:
- ✓Create and manage portfolios
- ✓Track transactions and accounts
- ✓Invite members to collaborate
- ✓Custom categories
- ✓Basic reports and summaries
We're starting simple and building based on what's needed.
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